Tag

rate buydown

2 articles tagged “rate buydown”.

Buying & Selling
Seller-Paid Mortgage Rate Buydown: How It Works vs a Price Cut
More sellers are offering to pay down a buyer's mortgage rate instead of cutting the price. Here is how a seller-paid buydown works, what the math looks like on a $400,000 home, and when a price cut is the better deal.
November 1, 20268 min read
Buying & Selling
Builder Rate Buydowns vs. a Lower Price: Which Is the Better Deal?
New-home inventory is climbing and builders are leaning on rate buydowns and closing credits. Here is how to tell whether an incentive beats a lower price, and what can go wrong with a rate-locked new build.
October 7, 20269 min read

Seller-Paid Mortgage Rate Buydown: How It Works vs a Price Cut