Section
Legislation, taxes, insurance and regulation affecting housing.
When government-backed programs make it easier to qualify for a mortgage, buyers gain access and the system takes on more credit risk. Here is how FHA, Fannie Mae and Freddie Mac standards work and what to weigh before borrowing.
8 min read
Arizona's House Bill 2999 lets large developments form a State Affordability Infrastructure District. No district exists yet, but buyers of new builds should know how assessments, disclosures and lender math could change.
9 min read
HOA foreclosures are reportedly up 500% in five years, and Fannie Mae is moving to end limited review for condo loans in 2027. Here is what is verified, what is opinion, and what it means for buyers and owners.
8 min read
A talked-about idea would let owners keep the first $1 million of real estate profit tax-free. Here is how it compares with today's $250,000/$500,000 exclusion, what it could do to listings and prices, and why passage looks unlikely.
9 min read
A federal H-1B fee increase and new FHA lending limits are thinning out a key buyer pool in tech-hub suburbs. Here's how the data connects immigration policy to falling home values in places like Frisco, Texas.
8 min read
Florida's Save Our Homes cap limits annual assessment growth to 3% for homesteaded owners, so longtime residents can pay half what a new buyer next door owes. Here's how to read your TRIM notice before the deadlines pass.
9 min read
Florida's Amendment 3 promises a much bigger homestead exemption, but the school portion of your tax bill is barely touched. Here's what homeowners will actually save, and what won't change.
9 min read
Congress has advanced a measure to stop large institutional landlords from buying more single-family homes starting in 2027. Here's what it would and wouldn't change for everyday buyers and renters.
8 min read
Arizona regulators have paused new water-supply certificates in parts of the Phoenix area, stalling subdivisions and rattling home values in cities like Buckeye, Casa Grande and Surprise. Here's what the freeze actually means for buyers, sellers and owners.
8 min read
